Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.

1. Overseas emergency medical assistance

       24 hour cover for medical evacuations, ambulances, funeral arrangements and more.

2. Overseas emergency medical and hospital costs

     If you need to go to hospital suddenly because of injury or illness you’re covered for hospital stays, surgery, and emergency dental treatment.

3. Accommodation and travel expenses

     If you’re sick or injured and can’t get home, travel insurance will cover your unforeseen additional accommodation and travel costs.

4. Family emergency

    You’re covered for your unexpected travel expenses if a close relative, or the person you’re travelling with dies unexpectedly, or is disabled or injured and needs to be hospitalised

5.  Luggage, personal effects and delays

       You’re covered if your things are lost or stolen during your trip.

        If your luggage is delayed more than 12 hours and you need to buy some clothes, travel insurance will reimburse these costs – in moderation. You can’t go buying a Gucci handbag and claim that on your travel         insurance for example!

6.   Cancellation fees and lost deposits

       You’re covered for any cancellation fees and lost deposits for your pre-paid travel arrangements if you cannot make your flights or planned accommodation due to circumstances out of your control such as sickness, injuries, strikes or natural disasters. Understand fully to know when you're covered.